Investor Goal

The fund seeks to provide conservative investors with a high quality portfolio, current income and relative safety. The fund pursues its objective through U.S. Treasuries, government agency securities and repurchase agreements backed by government securities.

Fund Features

• Securities in the portfolio offer relative safety as they are either direct issues of or backed by the US government and/or its agencies.
• Invests exclusively in First Tier?the highest credit quality securities.
• As compared to a fund that holds only Treasury securities, this fund seeks potentially higher yields without sacrificing much in the way of quality.
• Repurchase agreements?whereby a financial institution sells securities to a fund and agrees to repurchase them at a mutually agreed upon price and time?provide a liquidity base for the portfolio. They also may offer a potential yield advantage relative to other short-term securities.

Holdings

The Fund invests primarily in a portfolio of short-term US Treasury and government agency securities. These investments include repurchase agreements collateralized fully by US Treasury and government agency securities.

Risks

All mutual funds take investment risks. Therefore, even though the Fund is a money market fund that seeks to maintain a stable NAV, it is possible to lose money by investing in the Fund. The Shares offered by this prospectus are not deposits or obligations of any bank, are not endorsed or guaranteed by any bank and are not insured or guaranteed by the US government, the Federal Deposit Insurance Corporation, the Federal Reserve Board or any other government agency.

General

The Fund is a money market fund that seeks to maintain a stable net asset value (NAV) of $1.00 per Share. The Fund?s investment objective is current income consistent with stability of principal and liquidity. While there is no assurance that the Fund will achieve its investment objective, it endeavors to do so by following the strategies and policies described in this prospectus.

Expenses

Total Actual Annual Fund Operating Expenses are 1.31%.

Taxes

The Fund sends an annual statement of your account activity to assist you in completing your federal, state and local tax returns. Fund distributions of dividends and capital gains are taxable to you whether paid in cash or reinvested in the Fund. Dividends are taxable as ordinary income; capital gains are taxable at different rates depending upon the length of time the Fund holds its assets.

Fund distributions are expected to be primarily dividends. Redemptions are taxable sales. Please consult your tax adviser regarding your federal, state and local tax liability.

Prospectus

Before deciding to invest, you should carefully read the prospectus which contains more complete information.

Click here for the html version of the prospectus.
Click here for the pdf version of the prospectus

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