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Dollar-cost averaging, compounding, and Periodic Investment Plans do not assure a profit and do not
protect against losses in declining markets.

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BUYandHOLD routes orders to Oppenheimer (member FINRA/SIPC) three times a day, and provides real-time trade executions, unless BUYandHOLD or any of its agents or affiliates experience technical, mechanical or other difficulties, including but not limited to, delays or loss of service resulting from computer, electronic, mechanical, or communication line failure, heavy trading volume and/or market conditions beyond our control. Click here to read how BUYandHOLD routes orders pursuant to U.S. Securities and Exchange Commission rule 11Ac1-6.